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Home Insurance Costs with Deductible Scenarios in Bismarck, ND & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Bismarck, ND $223200 $865 $1,191
Crofte, ND $248200 $981 $1,350
East Morton, ND $226400 $937 $1,289
Menoken, ND $191700 $864 $1,189
Harmon, ND $350000 $1191 $1,639
Telfer, ND $132500 $717 $986
Cromwell, ND $310000 $1104 $1,519
Naughton, ND $233300 $951 $1,309
Mandan, ND $194300 $618 $851
Burleigh County, ND $237000 $863 $1,187

Impact of Coverage Amount on Home Insurance Cost In Bismarck, ND

Coverage Amount Home Insurance Cost ($)
$100,000 $511
$200,000 $1,705
$300,000 $2,258
$400,000 $2,672
$500,000 $3,420
$750,000 to $1000,000 $3,955
Above $1000,000 $4,676


Bismarck, ND Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Bismarck, ND Average Home Insurance Cost$1,205.28
State Average Home Insurance Cost$1,147
Difference Vs national Average-18.72

Top Homeowners Insurance Companies in Bismarck, ND

Insurance Provider Average Homeowners Insurance Cost($)
Nodak Mutual $1,704
North Star $1,467
Safeco $1,428
AAA $1,154

Bismarck, ND Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -145 1061
One Claim +96 1302
Two Claims +169 1374