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Home Insurance Costs with Deductible Scenarios in Bonner County, ID & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Bonner County, ID $222700 $476 $656
Blanchard-Glengary, ID $230300 $498 $685
Priest River, ID $173500 $416 $572
Bonner County, ID $222700 $476 $656
Hope, ID $270800 $533 $733
Sandpoint, ID $235100 $466 $641
Ponderay, ID $83300 $306 $421
Dover, ID $257500 $521 $716
East Hope, ID $250000 $514 $707
Kootenai, ID $166500 $439 $605

Impact of Coverage Amount on Home Insurance Cost In Bonner County, ID

Coverage Amount Home Insurance Cost ($)
$100,000 $256
$200,000 $840
$300,000 $1,235
$400,000 $1,435
$500,000 $1,837
$750,000 to $1000,000 $2,124
Above $1000,000 $2,511


Bonner County, ID Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Bonner County, ID Average Home Insurance Cost$663.48
State Average Home Insurance Cost$627
Difference Vs national Average-560.52

Top Homeowners Insurance Companies in Bonner County, ID

Insurance Provider Average Homeowners Insurance Cost($)
Enumclaw $914
American Family $824
Oregon Mutual $667
Farm Bureau $495

Bonner County, ID Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -93 571
One Claim +40 703
Two Claims +80 743