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Home Insurance Costs with Deductible Scenarios in Brookings County, SD & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Brookings County, SD $165100 $705 $970
Bangor, SD $230700 $880 $1,210
Blom, SD $250000 $922 $1,269
Volga, SD $148200 $696 $958
Lake Sinai, SD $110700 $607 $836
Sinai, SD $62500 $482 $664
Alton, SD $217500 $850 $1,170
Brookings County, SD $165100 $705 $970
Aurora, SD $137700 $672 $925
Elmer, MN $160700 $760 $1,045

Impact of Coverage Amount on Home Insurance Cost In Brookings County, SD

Coverage Amount Home Insurance Cost ($)
$100,000 $578
$200,000 $1,833
$300,000 $2,474
$400,000 $2,959
$500,000 $3,788
$750,000 to $1000,000 $4,379
Above $1000,000 $5,178


Brookings County, SD Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Brookings County, SD Average Home Insurance Cost$982.08
State Average Home Insurance Cost$984
Difference Vs national Average-241.92

Top Homeowners Insurance Companies in Brookings County, SD

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $2,104
Farmers $1,856
North Star $1,701
AAA $1,005

Brookings County, SD Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -137 845
One Claim +49 1031
Two Claims +128 1110