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Home Insurance Costs with Deductible Scenarios in Fargo, ND & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Fargo, ND $190200 $800 $1,101
Wiser, ND $350000 $1191 $1,639
Morken, MN $172900 $792 $1,090
Kurtz, MN $300000 $1062 $1,461
North River, ND $250000 $984 $1,355
Warren, ND $276800 $1037 $1,427
Spring Prairie, MN $231700 $924 $1,272
Comstock, MN $109600 $597 $822
Glyndon, MN $154300 $742 $1,022
Clay County, MN $173100 $737 $1,014

Impact of Coverage Amount on Home Insurance Cost In Fargo, ND

Coverage Amount Home Insurance Cost ($)
$100,000 $663
$200,000 $1,667
$300,000 $2,402
$400,000 $2,833
$500,000 $3,626
$750,000 to $1000,000 $4,193
Above $1000,000 $4,958


Fargo, ND Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Fargo, ND Average Home Insurance Cost$1,114.14
State Average Home Insurance Cost$1,147
Difference Vs national Average-109.86

Top Homeowners Insurance Companies in Fargo, ND

Insurance Provider Average Homeowners Insurance Cost($)
Nodak Mutual $1,704
Farmers Union $1,597
North Star $1,467
AAA $1,154

Fargo, ND Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -156 958
One Claim +56 1170
Two Claims +156 1270