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Home Insurance Costs with Deductible Scenarios in Grand Forks County, ND & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Grand Forks County, ND $181600 $782 $1,076
Logan Center, ND $87000 $574 $790
Chester, ND $131900 $715 $984
Grand Forks County, ND $181600 $782 $1,076
Grace, ND $103600 $630 $867
Hatton, ND $102500 $627 $863
Lind, ND $78000 $543 $747
Emerado, ND $85500 $569 $783
Grand Forks, ND $186500 $793 $1,091
Gervais, MN $158300 $753 $1,036

Impact of Coverage Amount on Home Insurance Cost In Grand Forks County, ND

Coverage Amount Home Insurance Cost ($)
$100,000 $588
$200,000 $1,894
$300,000 $2,295
$400,000 $2,891
$500,000 $3,700
$750,000 to $1000,000 $4,279
Above $1000,000 $5,059


Grand Forks County, ND Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Grand Forks County, ND Average Home Insurance Cost$1,089.03
State Average Home Insurance Cost$1,147
Difference Vs national Average-134.97

Top Homeowners Insurance Companies in Grand Forks County, ND

Insurance Provider Average Homeowners Insurance Cost($)
Farmers Union $1,597
North Star $1,467
Safeco $1,428
AAA $1,154

Grand Forks County, ND Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -131 958
One Claim +65 1154
Two Claims +142 1231