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Home Insurance Costs with Deductible Scenarios in Grand Forks, ND & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Grand Forks, ND $186500 $793 $1,091
Northland, MN $140600 $702 $966
Keystone, MN $167900 $779 $1,072
Pleasant View, ND $169600 $813 $1,118
Fairfield, ND $165400 $803 $1,105
Walle, ND $198200 $878 $1,208
Reynolds, ND $100000 $618 $851
Grand Forks, ND $186500 $793 $1,091
Huntsville, MN $236700 $934 $1,285
East Grand Forks, MN $181000 $577 $794

Impact of Coverage Amount on Home Insurance Cost In Grand Forks, ND

Coverage Amount Home Insurance Cost ($)
$100,000 $518
$200,000 $1,815
$300,000 $2,360
$400,000 $2,946
$500,000 $3,771
$750,000 to $1000,000 $4,360
Above $1000,000 $5,156


Grand Forks, ND Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Grand Forks, ND Average Home Insurance Cost$1,103.91
State Average Home Insurance Cost$1,147
Difference Vs national Average-120.09

Top Homeowners Insurance Companies in Grand Forks, ND

Insurance Provider Average Homeowners Insurance Cost($)
Nodak Mutual $1,704
Farmers Union $1,597
North Star $1,467
Safeco $1,428

Grand Forks, ND Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -144 960
One Claim +88 1192
Two Claims +144 1247