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Home Insurance Costs with Deductible Scenarios in Helena, MT & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Helena, MT $218600 $733 $1,009
Helena Valley Northwest, MT $232400 $806 $1,110
Helena Valley Southeast, MT $180500 $732 $1,008
South Hills, MT $388200 $1127 $1,550
Marysville, MT $201900 $765 $1,052
Helena, MT $218600 $733 $1,009
Jefferson City, MT $248900 $828 $1,139
Clancy, MT $291500 $889 $1,223
Spokane Creek, MT $310300 $921 $1,268
Montana City, MT $313600 $928 $1,276

Impact of Coverage Amount on Home Insurance Cost In Helena, MT

Coverage Amount Home Insurance Cost ($)
$100,000 $555
$200,000 $1,439
$300,000 $1,937
$400,000 $2,260
$500,000 $2,893
$750,000 to $1000,000 $3,345
Above $1000,000 $3,955


Helena, MT Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Helena, MT Average Home Insurance Cost$1,021.14
State Average Home Insurance Cost$1,080
Difference Vs national Average-202.86

Top Homeowners Insurance Companies in Helena, MT

Insurance Provider Average Homeowners Insurance Cost($)
USAA $1,921
Safeco $1,466
Trinity Universal $1,287
Pacific Insurance $1,179

Helena, MT Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -133 888
One Claim +61 1082
Two Claims +143 1164