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Home Insurance Costs with Deductible Scenarios in Kalispell, MT & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Kalispell, MT $214500 $728 $1,002
Woods Bay, MT $222800 $793 $1,092
Creston-Bigfork, MT $320100 $941 $1,294
Lakeside-Somers, MT $282700 $875 $1,204
Coram, MT $157800 $691 $951
Kalispell, MT $214500 $728 $1,002
Marion, MT $245800 $824 $1,134
Helena Flats, MT $266800 $852 $1,173
Bad Rock-Columbia Heights, MT $291200 $889 $1,223
Trego, MT $271900 $859 $1,183

Impact of Coverage Amount on Home Insurance Cost In Kalispell, MT

Coverage Amount Home Insurance Cost ($)
$100,000 $456
$200,000 $1,477
$300,000 $1,861
$400,000 $2,269
$500,000 $2,904
$750,000 to $1000,000 $3,358
Above $1000,000 $3,971


Kalispell, MT Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Kalispell, MT Average Home Insurance Cost$1,013.7
State Average Home Insurance Cost$1,080
Difference Vs national Average-210.3

Top Homeowners Insurance Companies in Kalispell, MT

Insurance Provider Average Homeowners Insurance Cost($)
USAA $1,921
Safeco $1,466
Trinity Universal $1,287
Pacific Insurance $1,179

Kalispell, MT Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -142 872
One Claim +61 1075
Two Claims +122 1135