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Home Insurance Costs with Deductible Scenarios in Kootenai County, ID & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Kootenai County, ID $212900 $469 $645
Otis Orchards-East Farms, WA $191200 $494 $680
Kootenai County, ID $212900 $469 $645
Athol, ID $132700 $397 $546
Spirit Lake-Athol, ID $271300 $533 $734
Fernan Lake Village, ID $403800 $778 $1,070
Hayden, ID $219200 $454 $625
Hayden Lake, ID $488300 $1150 $1,583
Conkling Park, ID $277600 $540 $743
Thompson Falls-West End, MT $228300 $801 $1,103

Impact of Coverage Amount on Home Insurance Cost In Kootenai County, ID

Coverage Amount Home Insurance Cost ($)
$100,000 $352
$200,000 $964
$300,000 $1,243
$400,000 $1,531
$500,000 $1,960
$750,000 to $1000,000 $2,266
Above $1000,000 $2,679


Kootenai County, ID Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Kootenai County, ID Average Home Insurance Cost$652.81
State Average Home Insurance Cost$627
Difference Vs national Average-571.19

Top Homeowners Insurance Companies in Kootenai County, ID

Insurance Provider Average Homeowners Insurance Cost($)
Enumclaw $914
American Family $824
Oregon Mutual $667
Safeco $437

Kootenai County, ID Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -85 568
One Claim +39 692
Two Claims +78 731