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Home Insurance Costs with Deductible Scenarios in Laramie, WY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Laramie, WY $221200 $743 $1,022
South Albany, WY $283600 $867 $1,194
Laramie, WY $221200 $743 $1,022
Laporte, CO $269100 $1001 $1,377
Albany County, WY $223000 $745 $1,025
Fox Farm-College, WY $26300 $221 $304
Larimer County, CO $306600 $963 $1,325
Centennial, WY $217300 $794 $1,093
Wellington, CO $238300 $674 $928
Cheyenne East, WY $303700 $892 $1,228

Impact of Coverage Amount on Home Insurance Cost In Laramie, WY

Coverage Amount Home Insurance Cost ($)
$100,000 $454
$200,000 $1,441
$300,000 $1,852
$400,000 $2,293
$500,000 $2,935
$750,000 to $1000,000 $3,394
Above $1000,000 $4,013


Laramie, WY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Laramie, WY Average Home Insurance Cost$1,034.16
State Average Home Insurance Cost$1,085
Difference Vs national Average-189.84

Top Homeowners Insurance Companies in Laramie, WY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,000
State Farm $1,497
Amco $852
Safeco $740

Laramie, WY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -124 910
One Claim +52 1086
Two Claims +124 1158