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Home Insurance Costs with Deductible Scenarios in Lewiston, ID & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lewiston, ID $173500 $434 $597
Sweetwater, ID $89000 $319 $439
Culdesac, ID $93500 $328 $452
West Clarkston-Highland, WA $172000 $440 $606
Asotin County, WA $176700 $445 $612
Reubens, ID $98800 $339 $466
Nez Perce County, ID $172500 $433 $595
Asotin, WA $233900 $533 $734
Lapwai, ID $94000 $330 $453
South Lewis, ID $187500 $461 $634

Impact of Coverage Amount on Home Insurance Cost In Lewiston, ID

Coverage Amount Home Insurance Cost ($)
$100,000 $306
$200,000 $1,082
$300,000 $1,344
$400,000 $1,689
$500,000 $2,162
$750,000 to $1000,000 $2,500
Above $1000,000 $2,956


Lewiston, ID Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lewiston, ID Average Home Insurance Cost$604.31
State Average Home Insurance Cost$627
Difference Vs national Average-619.69

Top Homeowners Insurance Companies in Lewiston, ID

Insurance Provider Average Homeowners Insurance Cost($)
Enumclaw $914
American Family $824
Oregon Mutual $667
Farm Bureau $495

Lewiston, ID Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -73 532
One Claim +36 641
Two Claims +79 683