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Home Insurance Costs with Deductible Scenarios in Lincoln County, SD & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lincoln County, SD $209700 $775 $1,067
Middleton, SD $259100 $942 $1,296
Delapre, SD $243500 $908 $1,249
Beresford, SD $118300 $626 $862
Inwood, IA $106400 $520 $715
Dayton, SD $271400 $969 $1,334
Hudson, SD $67000 $495 $681
Anderson, SD $195800 $803 $1,105
Home, SD $247200 $915 $1,260
Pleasant, SD $260200 $944 $1,299

Impact of Coverage Amount on Home Insurance Cost In Lincoln County, SD

Coverage Amount Home Insurance Cost ($)
$100,000 $539
$200,000 $1,645
$300,000 $2,126
$400,000 $2,538
$500,000 $3,249
$750,000 to $1000,000 $3,756
Above $1000,000 $4,442


Lincoln County, SD Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lincoln County, SD Average Home Insurance Cost$1,079.73
State Average Home Insurance Cost$984
Difference Vs national Average-144.27

Top Homeowners Insurance Companies in Lincoln County, SD

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $2,104
Milbank $1,886
Farmers $1,856
AAA $1,005

Lincoln County, SD Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -130 950
One Claim +86 1166
Two Claims +140 1220