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Home Insurance Costs with Deductible Scenarios in Minot, ND & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Minot, ND $206600 $833 $1,147
McKinley, ND $321900 $1129 $1,553
North Prairie, ND $232900 $951 $1,308
Deering, ND $104200 $632 $869
Hilton, ND $212500 $908 $1,250
Kirkelie, ND $346300 $1183 $1,627
Ward County, ND $211900 $844 $1,161
Sundre, ND $270600 $1025 $1,410
Norwich, ND $204500 $892 $1,227
Waterford, ND $250000 $984 $1,355

Impact of Coverage Amount on Home Insurance Cost In Minot, ND

Coverage Amount Home Insurance Cost ($)
$100,000 $536
$200,000 $1,581
$300,000 $2,356
$400,000 $2,787
$500,000 $3,567
$750,000 to $1000,000 $4,125
Above $1000,000 $4,877


Minot, ND Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Minot, ND Average Home Insurance Cost$1,160.64
State Average Home Insurance Cost$1,147
Difference Vs national Average-63.36

Top Homeowners Insurance Companies in Minot, ND

Insurance Provider Average Homeowners Insurance Cost($)
Nodak Mutual $1,704
Farmers Union $1,597
North Star $1,467
Safeco $1,428

Minot, ND Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -139 1021
One Claim +81 1242
Two Claims +162 1323