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Home Insurance Costs with Deductible Scenarios in Missoula, MT & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Missoula, MT $252100 $774 $1,065
East Missoula, MT $197100 $758 $1,043
Wye, MT $261100 $844 $1,162
Turah, MT $315700 $932 $1,282
Missoula County, MT $259600 $783 $1,078
Orchard Homes, MT $293900 $635 $874
Florence, MT $240200 $816 $1,123
Missoula, MT $252100 $774 $1,065
Clinton, MT $202800 $766 $1,054
Bonner-West Riverside, MT $115600 $592 $814

Impact of Coverage Amount on Home Insurance Cost In Missoula, MT

Coverage Amount Home Insurance Cost ($)
$100,000 $406
$200,000 $1,339
$300,000 $1,639
$400,000 $2,095
$500,000 $2,682
$750,000 to $1000,000 $3,101
Above $1000,000 $3,666


Missoula, MT Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Missoula, MT Average Home Insurance Cost$1,077.87
State Average Home Insurance Cost$1,080
Difference Vs national Average-146.13

Top Homeowners Insurance Companies in Missoula, MT

Insurance Provider Average Homeowners Insurance Cost($)
USAA $1,921
Farmers $1,711
Safeco $1,466
Pacific Insurance $1,179

Missoula, MT Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -129 949
One Claim +54 1132
Two Claims +129 1207