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Home Insurance Costs with Deductible Scenarios in Rapid City, SD & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Rapid City, SD $170700 $718 $987
Colonial Pine Hills, SD $283500 $997 $1,371
Rapid Valley, SD $153100 $594 $817
Keystone, SD $129200 $652 $897
Mount Rushmore, SD $270900 $689 $948
Blackhawk, SD $145000 $689 $947
Hill City, SD $155000 $712 $979
Summerset, SD $217400 $850 $1,170
Johnson Siding, SD $219900 $856 $1,178
Rapid City, SD $170700 $718 $987

Impact of Coverage Amount on Home Insurance Cost In Rapid City, SD

Coverage Amount Home Insurance Cost ($)
$100,000 $638
$200,000 $1,865
$300,000 $2,384
$400,000 $2,851
$500,000 $3,649
$750,000 to $1000,000 $4,219
Above $1000,000 $4,989


Rapid City, SD Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Rapid City, SD Average Home Insurance Cost$999.36
State Average Home Insurance Cost$984
Difference Vs national Average-224.64

Top Homeowners Insurance Companies in Rapid City, SD

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $2,104
Milbank $1,886
North Star $1,701
AAA $1,005

Rapid City, SD Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -120 879
One Claim +80 1079
Two Claims +140 1139