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Home Insurance Costs with Deductible Scenarios in Sioux Falls, SD & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Sioux Falls, SD $168600 $713 $981
Hartford, SD $174400 $755 $1,039
Red Rock, SD $283100 $996 $1,370
Lincoln County, SD $209700 $775 $1,067
Split Rock, SD $309000 $1056 $1,453
Larchwood, IA $144500 $610 $840
Crooks, SD $170600 $747 $1,028
Edison, SD $202500 $818 $1,125
Renner Corner, SD $206300 $826 $1,136
Pine Lakes Addition, SD $305600 $1048 $1,442

Impact of Coverage Amount on Home Insurance Cost In Sioux Falls, SD

Coverage Amount Home Insurance Cost ($)
$100,000 $648
$200,000 $1,668
$300,000 $2,300
$400,000 $2,867
$500,000 $3,670
$750,000 to $1000,000 $4,243
Above $1000,000 $5,017


Sioux Falls, SD Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Sioux Falls, SD Average Home Insurance Cost$992.64
State Average Home Insurance Cost$984
Difference Vs national Average-231.36

Top Homeowners Insurance Companies in Sioux Falls, SD

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $2,104
Milbank $1,886
North Star $1,701
AAA $1,005

Sioux Falls, SD Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -139 854
One Claim +89 1082
Two Claims +139 1132