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Home Insurance Costs with Deductible Scenarios in Ward County, ND & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Ward County, ND $211900 $844 $1,161
Logan, ND $218800 $922 $1,269
Nedrose, ND $257000 $998 $1,373
Foxholm, ND $127500 $702 $966
Waterford, ND $250000 $984 $1,355
Sundre, ND $270600 $1025 $1,410
Harrison, ND $302700 $1089 $1,499
Hilton, ND $212500 $908 $1,250
Surrey, ND $201200 $885 $1,217
Max, ND $98800 $615 $846

Impact of Coverage Amount on Home Insurance Cost In Ward County, ND

Coverage Amount Home Insurance Cost ($)
$100,000 $587
$200,000 $1,579
$300,000 $2,278
$400,000 $2,665
$500,000 $3,411
$750,000 to $1000,000 $3,944
Above $1000,000 $4,664


Ward County, ND Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Ward County, ND Average Home Insurance Cost$1,175.52
State Average Home Insurance Cost$1,147
Difference Vs national Average-48.48

Top Homeowners Insurance Companies in Ward County, ND

Insurance Provider Average Homeowners Insurance Cost($)
Nodak Mutual $1,704
Farmers Union $1,597
North Star $1,467
AAA $1,154

Ward County, ND Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -141 1034
One Claim +94 1270
Two Claims +165 1340